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Jane Q. Consumer

123 Main Street

Anytown, USA 12345

SSN: xxx-xx-1234

May 21, 2012

Ref #: 000-111-2222

To Whom It May Concern:

I would like to dispute the following item on my credit report:

Big Bank Mortgage Services.

Partial account number 5678.

Opened 6/3/2000

My credit report shows a 30-day late payment in the amount of $631.75 for May 2011. However, I was not late. I have enclosed copies of my statements for April, May and June 2011 that together clearly show my payment for May was not 30 days late.

Please correct this as soon as possible. Thank you,

Jane Q. Consumer

Jane Q. Consumer